Accurate reserving is essential for understanding liabilities, managing volatility, and avoiding financial surprises. I support organizations by providing both the technical work — including reserve calculations, modeling, and trend evaluation — and an independent, strategic review of their existing reserving processes. This includes assessing how historical claims, emerging trends, operational challenges, and data limitations are incorporated into the estimates. My role is to ensure the reserving approach is coherent, defensible, and aligned with the organization’s operational realities and risk profile.
I also assist companies in meeting their annual Statement of Actuarial Opinion (SAO) requirements and in developing or reviewing the supporting Actuarial Memorandum. As a qualified actuary, I bring an objective perspective that helps identify potential issues early, strengthen documentation, and reduce the likelihood of auditor or regulator questions. Through clear analysis and direct, actionable feedback, I help organizations build reserving practices that are transparent, well‑supported, and resilient in an evolving healthcare environment.